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The State of ³Ô¹ÏºÚÁÏ
NJ Department of Banking and Insurance
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³Ô¹ÏºÚÁÏ > Division of Insurance > ³Ô¹ÏºÚÁÏ and the NAIC
³Ô¹ÏºÚÁÏ and the National Association of Insurance Commissioners
 
The state of ³Ô¹ÏºÚÁÏ is part of the U.S. insurance regulatory framework which is a highly coordinated state-based national system designed to protect policyholders and to serve the greater public interest through the effective regulation of the U.S. insurance marketplace.
Through the (NAIC), U.S. insurance regulators establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace.  U.S. insurance regulators also participate in the International Association of Insurance Supervisors (IAIS) along with the NAIC by participating in all its major standard setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector, and creating international best practices.
 
OPRA
OPRA is a state law that was enacted to give the public greater access to government records maintained by public agencies in ³Ô¹ÏºÚÁÏ.
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³Ô¹ÏºÚÁÏ Department of Banking and Insurance